Do you know who is peeking into your credit?
Today most people have been educated regarding a credit score. Do you know who can get access to your score?
Of course there are the obvious credit checks by those who want to see how you handle credit. They include lenders, credit card companies, and department stores.
Here are some people that look into your score that you may not know. They are your landlord, boss, insurance agent, and cell phone plan provider. Each can gain access to this information.
With limited factors upon which to judge your good character, more and more people outside of the traditional lending industry are relying on your credit history to check up on you.
There is some justice here, since you also have access to your credit report, you can check up on the checkers. Most of their inquiries (but not all) are recorded on your credit report.
Having such access is powerful in maintaining your credit score and ensuring its accuracy.
Each year you can have a free report from each of the three main companies. However, for a fee each company will provide you with reports as needed.
Need extra money to off set the fee? Do a free money search. Nine out of ten Americans have money they do not know exists. Unclaimed property is held by each state.
The most common types of unclaimed property are:
In reading this list and this is not a complete list, perhaps you can understand why there is an excess of $25 Billion being held by the government just waiting to be claimed. This is lost money you can find and claim, there aren’t any strings attached.
