How to find unclaimed property
June 1st, 2009To find unclaimed property you need to know where to look for it. It could either be with the Treasury or other designated department of a state or with a federal agency like the IRS, HUD, FIDC etc. Nearly all states and federal agencies have websites with search options to help people find unclaimed property. While the search procedure may vary depending on the state or agency, in general the process of accessing the databases to see if you can find unclaimed property that belongs to you is fairly simple as long you follow these steps:
Find Unclaimed State Money
May 31st, 2009The exact quantum of unclaimed money being held by the states is difficult to establish but the best estimates are the there is over $10 billion in unclaimed state money. These same estimates say that over 26 million Americans have unclaimed state money or property due to them which they have no idea about. That’s a large chunk of the population and one of those people could be you. You don’t have to be sure that money is due to you. Even if you think there is a chance there is some unclaimed state money that is rightfully yours, the resources are there to help you find it.
Unclaimed Accounts: The Truth About Lost Money
May 31st, 2009In the United States of America, bank accounts are deemed dormant or unclaimed if there has been no activity for an extended period of time and if contact with the account holder has been lost. The period of dormancy necessary for an account to be considered unclaimed varies from state to state but is customarily around 3 years.
Accounts also become unclaimed when financial institution and banks fail (this happens all too frequently nowadays) and account holders think they have lost all their money. This is not always true. A financial institution that is a member of the Federal Deposit Insurance Corporation (FDIC) has insured all its account holders against loss of funds in case the bank closes down. Basically funds are insured up to $100,000.
Safeguarding “important” papers
August 14th, 2006Hurricane season is upon us once again. This statement brings to mind how one would safeguard important papers and also what are considered important papers. Read on for some help.
What would you do in an emergency and you had to evacuate your home. Do you have adequate documentation of your assets? This may sound like an insurance come on, but you should take a look at what exactly is in your home, furnishings and also the so called important papers.
How do student loans affect credit ratings?
August 3rd, 2006You have now finished school and are looking toward building a credit score. How does your student loan affect your credit?
One of the first things to know is that the credit score used by most lenders divides loans into two categories. They are installment loans and revolving loans. Examples of an installment loan would be a car or home loan and yes, the student loan. This is because you pay a fixed amount every month. Credit card make up the majority of revolving loans where you control your monthly payment.
Ever wonder how people “lose” money?
June 15th, 2006There are many stories about people being reunited with their money. Have you ever wondered how they lost it in the first place? Continue reading to find some answers to this question.
In Florida, Treasurer John Kennedy recently returned more that $133,000 in unclaimed money to owners.
He held an event at a local mall where shoppers could go onto the internet and search for unclaimed money.
This was the first event since hurricane Katrina. Kennedy also feels the total was the most money he has given away at any one event.
Who protects the military?
June 7th, 2006When you think of the military you think of people serving the country to protect you and all other citizens of the United States Usually they do this. Read on regarding a recent security issue.
Social Security numbers and other personal information for as many as 2.2 million U.S. military personnel were among the data stolen from the home of a Department of Veterans Affairs analyst May 3, 2006.
The personal data for as many as 1.1 million active-duty military personnel, 430,000 National Guard members and 645,000 reserve members may have been included on the stolen electronic file. In addition to Social Security numbers the thief has access to their names and birth dates.
Oklahoma University police cleaning out the evidence room.
March 16th, 2006Now is the time for anyone associated with the University of Oklahoma to claim lost property. It going once, going twice…
Unclaimed property in custody of the University of Oklahoma police may soon be on its way to charity, eBay or destruction.
This is your last chance to call police and claim your personal property.
It has been about two years since the department has disposed of unclaimed property. Bicycles, computer parts, tools and other items are taking up lots of space in the evidence room. The policy on unclaimed items is that they are held for 180 days and if not claimed they can then be disposed.
Some tips for those that want to become a mystery shopper.
March 1st, 2006If you ever wondered if it was too good to be true…
Are you a mystery shopper wanna be? There are many enticing advertisements and internet sites to choose from, but which do you respond to? Which ones are the real thing?
Here are some tips:
Most mystery shopping firms give applicants a test. The test can be for basic things like spelling and grammar, but also more subtle things like observational skills and the ability to duplicate an order.
Companies want detail-oriented people who can follow explicit instructions. They need people who are observant and can collect the data the companies have requested.