Unclaimed Property Blog

Insurance companies tend to deal in the business of risk. You, as the policy holder and insurance customer, pay a certain amount to the company each month. This amount is usually called a premium regardless of whether it is actually paid monthly or paid up front for the whole year. Once this monthly or annual payment has been made, the insurance company promises to protect you in case anything goes wrong, provided the type of risk is covered under the policy terms.

During the gold rush of California, hoards of people traveled to the west coast in attempt to uncover a massive fortune. Everyone had dollar signs in their eyes and big dreams in their hearts. They traveled to mines and waterways where they panned for gold, hoping to find a speck of gold dust or even a large gold nugget. Even though it was rare that anyone found entire fortunes worth of solid gold, the dream was alive and many held that dream. Even today, in modern times, that dream is alive.

Have you ever rented an apartment that required a security deposit? It is likely that you had to pay one for a to set up an account for utility service as well. Maybe you needed a new electrical service provider or maybe you had to turn the gas back on. Renters are charged by utility companies with deposits to cover and pad their services until they can trust you better or until you have an established account. This is so the utility company can use the deposit if needed to cover your usage and bill is for any reason you can not afford a payment before your account is closed out. It also helps you build a reputation with the utility companies showing them that you are and have always been a responsible customer, more or less.

Hacking, spam, malware, viruses and identity theft are of concern to anyone who spends any significant amount of time online. This describes many millions of people, most likely including you, if you’re reading this!

Identity theft is just one of the security concerns that face internet users today. Hacking, spam, phishing and  malware are some others. These can overlap, of course -for example, some phishing attacks are done with intent to steal your identity.

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Many people are unaware that they have missing property in their name. Yet most states in the Union are holding onto millions if not billions of dollars in missing property. Someone owns all that stuff and it’s up to you and me, the average citizens of this great country, to conduct a missing property search to hopefully uncover what belongs to us.

Missing Property – Not A Small Problem

With the way most people treat missing property, you would think it was a non-issue. Nobody seems to want to talk about houses, boats, coin collections, clothes, furniture and all the other items that consistently show up in missing property searches. Yet this problem is bigger than most people realize.

Yes, yes it is completely true. You might be one of the thousands of Americans who has missing cash out there waiting to be claimed. There are currently billions of dollars in state and government coffers that are misplaced, lost or missing that belong to millions of American citizens. You are probably pondering over questions like, “How could this be?” or “What the heck is missing cash anyways?”. If you are one of the millions of Americans who have never heard this term or don’t even know how to go about searching for missing cash then this article may be just what you are searching for to lighten up your holiday season this year.

New York is still recovering from the massive Frankenstorm that ravaged the coastline a few weeks ago and many families are struggling to make ends meet despite massive efforts from the government to help those in need. For those families who cannot be helped by the government or for those who need just a little more cash to help with bills and other necessities, help may be just a search for lost funds away. So many people have been misplaced it is almost impossible for the government to help out each and every individual in a decent matter of time.

Do you have an insurance refund coming to you? Are you sure? Millions of dollars are being held by various states and the federal government in the form of lost funds and missing insurance refunds make a high percentage of those dollars. If you were ever issued an insurance refund, you should have received a letter from the company. Sometimes, the company merely mails a check and a letter together, so that if you missed one, you are sure to miss the other. If you didn’t receive the refund in the mail, due to a postal error or due to your own poor record-keeping, you might have lost funds in the form of insurance refunds waiting on you somewhere. Wouldn’t you like to know? If so, keep reading to find out how to search for lost funds today.

Many states are facing a crisis that revolves around missing inheritance property. Due to faulty record keeping and pure human error, many people inherit property and never learn about it. This could be a house, a plot of land and it could be fifty acres with a house, a pool and a man-made pond. Yet the rightful owners of this missing property will never learn of their inheritance unless they ask the right questions of the right people. Who do you ask? You let your fingers and your name do the talking and you let the www.CashUnclaimed.com database do the walking.

Instead of saving their money, many people choose to invest their money to make it ‘work’ for them. They will buy and sell stocks and bonds, and will engage in other investments, in the hopes of yielding a healthy return. Sometimes, these investments, stocks and bonds get left by the wayside. For the investor, life may happen, the person may become too busy or in other cases the investment account has a very small balance, too small to even bother with. It might be misplaced in another larger investment portfolio or simply might have even been overlooked.